Salad Finance Limited | Revenue, Directors, Shareholders

Salad Finance Limited

Trading as: Salad Money

#11006249 • Active

B2cServices

Salad Money is a for-profit social enterprise providing small, affordable loans to key workers while offering free financial education. They focus on fair lending practices, especially for those in the NHS and public sector.

Founded: 10/10/2017

Industries: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Website: https://saladmoney.co.uk

Phone: Subscribe to view

Email: Subscribe to view

Products

Personal Loans For Key Workers

Services

Financial Education
Small Loans

Financial Snapshot

Last accounts made up to 31 December 2023

Next accounts due 30 September 2025 (4 months)

Cash in Bank £2.48m

↑ 104%

Total Liabilities £12.48m

↑ 52%

Employees 32

↑ 19%

Directors

Name	Role	Appointed ↓	Nationality	Age
Sarah Margaret Hope	Consultant	01/01/2025	American	38 years
Bernard De Barbeyrac	Director	01/07/2024	French	55 years
Rupert John Macinnes	Director	01/07/2024	British	54 years
Alexander David George Marsh	Chartered Accountant	01/12/2023	British	45 years
John Joseph Montague	Non-executive Director	28/01/2021	British	63 years
Phillip Justin Hyett	Chartered Accountant	26/10/2020	British	42 years
Timothy Patrick Rooney	Chief Executive	21/01/2019	British	61 years
Emmett John Smith	Director Of Credit Risk	06/03/2018	British	51 years

Sarah Margaret Hope

Role:

Consultant

Appointed:

01/01/2025

Nationality:

American

Age:

38 years

Bernard De Barbeyrac

Role:

Director

Appointed:

01/07/2024

Nationality:

French

Age:

55 years

Rupert John Macinnes

Role:

Director

Appointed:

01/07/2024

Nationality:

British

Age:

54 years

Alexander David George Marsh

Role:

Chartered Accountant

Appointed:

01/12/2023

Nationality:

British

Age:

45 years

John Joseph Montague

Role:

Non-executive Director

Appointed:

28/01/2021

Nationality:

British

Age:

63 years

Phillip Justin Hyett

Role:

Chartered Accountant

Appointed:

26/10/2020

Nationality:

British

Age:

42 years

Timothy Patrick Rooney

Role:

Chief Executive

Appointed:

21/01/2019

Nationality:

British

Age:

61 years

Emmett John Smith

Role:

Director Of Credit Risk

Appointed:

06/03/2018

Nationality:

British

Age:

51 years

People with Significant Control

Name	Nature of Control	Notified On	Nationality
Salad Projects Limited	Ownership Of Shares 75 To 100 Percent, Voting Rights 75 To 100 Percent, Right To Appoint And Remove Directors	10/10/2017	United Kingdom

Salad Projects Limited

Nature of Control:

Ownership Of Shares 75 To 100 Percent, Voting Rights 75 To 100 Percent, Right To Appoint And Remove Directors

Notified On:

10/10/2017

Nationality:

United Kingdom

Financial Accounts

Subscribe to view full financial data

	Dec 2023	Dec 2022	Dec 2021
Income Statement
Turnover
Export Revenue
Sales
Other Operating Income
Other Operating Items
Cost of Sales
Raw Materials & Consumables
Gross Profit
Admin Expenses
Other Operating Charges
Depreciation
R&D Expenses
Operating Profit
EBITDA
Financial Revenue
Financial Expenses
Financial Profit/Loss
Interest Paid
Extraordinary Revenue
Extraordinary Expenses
Net Extraordinary Items
Pre-Tax Profit
Tax
Profit After Tax
Retained Profit
Balance Sheet
Non-Current Assets
Intangible Assets
Tangible Fixed Assets
Other Non-Current Assets
Current Assets
Stock
Debtors
Cash in Hand
Other Current Assets
Called Up Share Capital
P&L Account Reserve
Shareholder Funds
Other Shareholder Funds
Provisions
Long Term Debt
Creditors (> 1 year)
Other Non-Current Liabilities
Short Term Debt
Creditors
Creditors (< 1 year)
Other Current Liabilities
Key Metrics
Net Assets
Net Current Assets
Total Assets Less Current Liabilities
Working Capital
Enterprise Value
Added Value
Cashflow Before D&A
Other Information
Staff Costs
Number of Employees

Shareholders

Subscribe to view all shareholders

2 shareholders available

				Filing Date

Shareholder 1

Percentage:

Filing Date:

Shareholder 2

Percentage:

Filing Date:

Shareholder 3

Percentage:

Filing Date:

Charges

12 charges registered

FAIR4ALL Finance Limited Outstanding

Created 11/03/2025

None.

#110062490012 Negative Pledge

National Westminster Bank PLC Outstanding

Created 10/12/2024

#110062490011 Negative Pledge

Properties

No property information available

Share Capital

Subscribe to view all share issuances

4 issuances recorded

Total Amount Raised (Valid Issuances)

Shares Issued (Valid Issuances)

Date	Share Class	Shares Issued	Price Per Share	Amount Raised	Filing Document

Date CLASS

Shares Issued:

Price Per Share:

Amount Raised:

Filing:

Date CLASS

Shares Issued:

Price Per Share:

Amount Raised:

Filing:

Grants

Total grant funding received: £150,000.00

			Programme
05/12/2019	£150,000.00	Nesta (Challenge Prize Centre)	Affordable Credit Challenge
Affordable Credit Challenge programme grant to Salad Money Grant Ref AC00991

Nesta (Challenge Prize Centre)

£150,000.00

Affordable Credit Challenge programme grant to Salad Money Grant Ref AC00991

Date Awarded:

05/12/2019

Programme:

Affordable Credit Challenge

Group Structure

ALFIE HOLDINGS LIMITED

UK 10987400

Government Council Contracts Beta

No council contracts found

Company Filings

Category:

Date	Category	Description	Document
14/03/2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View (29 pages)
21/02/2025	Capital	Second Filing Capital Allotment Shares	View (4 pages)
02/01/2025	Officers	Termination Director Company With Name Termination Date	View (1 page)
02/01/2025	Officers	Appoint Person Director Company With Name Date	View (2 pages)
31/12/2024	Mortgage	Mortgage Satisfy Charge Full	View (1 page)
31/12/2024	Mortgage	Mortgage Satisfy Charge Full	View (1 page)
20/12/2024	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View (5 pages)