Cushon Group Limited
Cushon Group Limited
Trading as: Smarterly
#10967805 • Active • Acquired by NatWest Group in 13/02/2023
B2bB2cServices
Cushon is a financial services provider focused on offering climate-friendly workplace pensions, savings, and investments. They simplify financial management through a user-friendly app, making it easier for employees to manage their financial futures.
Founded: 18/09/2017
Industries: Activities of financial services holding companies
Website: https://cushon.co.uk
Phone: Subscribe to view
Products
- Savings Accounts
- Workplace Isas
- Workplace Pensions
Services
- Personal Savings
- Workplace Isas
- Workplace Pensions
Financial Snapshot
Last accounts made up to 31 December 2023
Next accounts due 30 September 2025 (4 months)
Cash in Bank £0.98m
↓ -16%
EBITDA -£16.93m
↓ 50%
Total Liabilities £8.69m
↓ -9%
Employees 114
↑ 61%
Directors
Name | Role | Appointed ↓ | Nationality | Age |
|---|---|---|---|---|
| Sarah Marie Bischoff | Bank Official | 28/05/2024 | British | 41 years |
| Andrew Stephen Gray | Bank Official | 01/06/2023 | British | 57 years |
| Kristina Spasic | Bank Official | 01/06/2023 | British | 45 years |
| Troy Adam Clutterbuck | Managing Director | 04/04/2020 | British,australian | 50 years |
| Duncan Craig Howorth | Chairman | 22/01/2019 | English | 67 years |
| Ben Pollard | Founder And Ceo | 18/09/2017 | British | 47 years |
Role:
Bank Official
Appointed:
28/05/2024
Nationality:
British
Age:
41 years
Role:
Bank Official
Appointed:
01/06/2023
Nationality:
British
Age:
57 years
Role:
Bank Official
Appointed:
01/06/2023
Nationality:
British
Age:
45 years
Role:
Managing Director
Appointed:
04/04/2020
Nationality:
British,australian
Age:
50 years
Role:
Chairman
Appointed:
22/01/2019
Nationality:
English
Age:
67 years
Role:
Founder And Ceo
Appointed:
18/09/2017
Nationality:
British
Age:
47 years
People with Significant Control
| Name | Nature of Control | Notified On | Nationality |
|---|---|---|---|
| Cushon Holdings Limited | Ownership Of Shares 75 To 100 Percent, Voting Rights 75 To 100 Percent, Right To Appoint And Remove Directors | 16/11/2022 | United Kingdom |
Nature of Control:
Ownership Of Shares 75 To 100 Percent, Voting Rights 75 To 100 Percent, Right To Appoint And Remove Directors
Notified On:
16/11/2022
Nationality:
United Kingdom
Financial Accounts
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Charges
4 charges registered
Ashgrove Capital Management LTD. as Security Agent for the Beneficiaries Satisfied
Created 16/11/2022All current and future land (except for any restricted land) and intellectual property (except for a...
#109678050004 Negative Pledge
Ashgrove Capital Management LTD. as Security Agent for the Beneficiaries Satisfied
Created 28/02/2022All current and future land (except for any restricted land) and intellectual property (except for a...
#109678050003 Negative Pledge
Properties
No property information available
Grants
No grant information available
Government Council Contracts Beta
No council contracts found
Company Filings
| Date | Category | Description | Document |
|---|---|---|---|
| 21/01/2025 | Confirmation Statement | Confirmation Statement With Updates | View (5 pages) |
| 20/09/2024 | Accounts | Accounts With Accounts Type Full | View (27 pages) |
| 31/05/2024 | Persons With Significant Control | Change To A Person With Significant Control | View (2 pages) |
| 31/05/2024 | Address | Change Registered Office Address Company With Date Old Address New Address | View (1 page) |
| 31/05/2024 | Officers | Appoint Person Director Company With Name Date | View (2 pages) |
| 12/04/2024 | Officers | Termination Director Company With Name Termination Date | View (1 page) |
| 15/03/2024 | Confirmation Statement | Confirmation Statement With Updates | View (5 pages) |
31/05/2024 Persons With Significant Control
Change To A Person With Significant Control
31/05/2024 Address
Change Registered Office Address Company With Date Old Address New Address