Iwoca Ltd

Iwoca Ltd

Trading as: iwoca
#07798925 Active
B2bServices

iwoca provides fast and flexible business loans ranging from £1,000 to £500,000, designed specifically for small businesses in the UK. With a quick application process and no early repayment fees, iwoca aims to support businesses in managing cash flow and funding growth.

Founded: 05/10/2011
Industries: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Location: London

Products

  • Iwocapay
  • Short Term Business Loans
  • Unsecured Business Loans

Services

  • Business Loans
  • Flexi-loans

Financial Snapshot

Last accounts made up to 31 December 2023
Next accounts due 30 September 2025 (4 months)
Cash in Bank £54.63m
↑ 37%
Turnover £142.58m
↑ 82%
EBITDA £70.36m
↑ 148%
Gross Profit £114.93m
↑ 79%
Total Liabilities £68.69m
↓ -14%
Employees 369
↑ 4%

Directors

Role:
Partner
Appointed:
31/01/2025
Nationality:
British
Age:
58 years
Role:
Investment Manager
Appointed:
28/01/2019
Nationality:
British
Age:
51 years
Role:
Director
Appointed:
01/07/2015
Nationality:
German
Age:
59 years
Role:
Investor
Appointed:
10/08/2012
Nationality:
British
Age:
54 years
Role:
Director And Cto
Appointed:
14/11/2011
Nationality:
British
Age:
44 years
Role:
Director And Ceo
Appointed:
05/10/2011
Nationality:
German
Age:
45 years

People with Significant Control

No active PSCs found
Dec 2023Dec 2022Dec 2021
Income Statement
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Other Information
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Number of Employees
131 shareholders available
Shareholder 1
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Charges

21 charges registered
Psc Service Company Limited (The “Security Agent”) Outstanding
Created 12/02/2025

All present and future freehold or leasehold land, all rights under any licence or other agreement o...

#077989250021 Negative Pledge
Bny Mellon Corporate Trustee Services Limited (The “Security Agent”) Outstanding
Created 12/02/2025

Not applicable.

#077989250020 Negative Pledge

Properties

2 properties
Regions
1
Freehold
0
Leasehold
2
GREATER LONDON

Fifth Floor Premises, Elsley Court, 20-22 Great Titchfield Street, London

Leasehold
Added 14/12/2016 CITY OF WESTMINSTER
GREATER LONDON

Fifth Floor Premises, Elsley House, 20-30 Great Titchfield Street, London (W1W 8BE)

Leasehold W1W 8BE
£40,762
Added 14/12/2016 CITY OF WESTMINSTER
63 issuances recorded

Total Amount Raised (Valid Issuances)

Shares Issued (Valid Issuances)

Date CLASS
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Grants

Total grant funding received: £150,000.00

Nesta (Challenge Prize Centre)
£100,000.00

Open Up Challenge Prize programme grant to iwoca Limited Grant Ref AC00713

Date Awarded:
03/01/2018
Programme:
Nesta (Challenge Prize Centre)
£50,000.00

Open Up Challenge Prize programme grant to iwoca Limited Grant Ref AC00667

Date Awarded:
18/07/2017
Programme:

Group Structure

Government Council Contracts Beta

No council contracts found

Company Filings

19/02/2025 Mortgage

Mortgage Create With Deed With Charge Number Charge Creation Date

19/02/2025 Mortgage

Mortgage Create With Deed With Charge Number Charge Creation Date

13/02/2025 Officers

Appoint Person Director Company With Name Date

13/02/2025 Officers

Termination Director Company With Name Termination Date

08/01/2025 Capital

Capital Variation Of Rights Attached To Shares

30/12/2024 Resolution

Resolution

27/12/2024 Incorporation

Memorandum Articles