The CO-Operative Bank P.L.C.
The CO-Operative Bank P.L.C.
Trading as: Co-Operative Bank
#00990937 • Active • Acquired by Coventry Building Society in 18/04/2024
B2cServices
smile is a digital-only bank that offers a range of financial products including current accounts, savings, credit cards, and loans. Established in 1999, it focuses on providing hassle-free banking with an ethical approach.
Products
- Fixed Rate Accounts
- Instant Access Accounts
- Isas
- Joint Accounts
- Sole Accounts
Services
- Credit Cards
- Current Accounts
- Insurance
- Loans
- Mortgages
Financial Snapshot
Last accounts made up to 31 December 2024
Next accounts due 30 June 2026 (13 months)
Turnover £508.5m
↓ -2%
Employees 3,223
↓ -2%
Directors
Name | Role | Appointed ↓ | Nationality | Age |
|---|---|---|---|---|
| Richard Michael Hiom | Director | 01/04/2025 | British | 52 years |
| Iraj Amiri | Company Director | 01/01/2025 | British | 71 years |
| Caroline Suzanne Marsh | Company Director | 01/01/2025 | British | 61 years |
| Joanne Louise Kenrick | Company Director | 01/01/2025 | British | 58 years |
| Stephen James Hughes | Company Director | 01/01/2025 | British | 53 years |
| Brendan John O'connor | Company Director | 01/01/2025 | Irish | 59 years |
| Martin Alastair Stewart | Company Director | 01/01/2025 | British | 58 years |
| Mark Ashley Parker | Company Director | 01/09/2023 | British | 60 years |
Role:
Director
Appointed:
01/04/2025
Nationality:
British
Age:
52 years
Role:
Company Director
Appointed:
01/01/2025
Nationality:
British
Age:
71 years
Role:
Company Director
Appointed:
01/01/2025
Nationality:
British
Age:
61 years
Role:
Company Director
Appointed:
01/01/2025
Nationality:
British
Age:
58 years
Role:
Company Director
Appointed:
01/01/2025
Nationality:
British
Age:
53 years
Role:
Company Director
Appointed:
01/01/2025
Nationality:
Irish
Age:
59 years
Role:
Company Director
Appointed:
01/01/2025
Nationality:
British
Age:
58 years
Role:
Company Director
Appointed:
01/09/2023
Nationality:
British
Age:
60 years
People with Significant Control
| Name | Nature of Control | Notified On | Nationality |
|---|---|---|---|
| The Co-operative Bank Finance P.l.c | Ownership Of Shares 75 To 100 Percent, Voting Rights 75 To 100 Percent | 11/02/2019 | United Kingdom |
Nature of Control:
Ownership Of Shares 75 To 100 Percent, Voting Rights 75 To 100 Percent
Notified On:
11/02/2019
Nationality:
United Kingdom
Financial Accounts
| Dec 2024 | Dec 2023 | Dec 2022 | |
|---|---|---|---|
| Income Statement | |||
| Turnover | |||
| Export Revenue | |||
| Sales | |||
| Other Operating Income | |||
| Other Operating Items | |||
| Cost of Sales | |||
| Raw Materials & Consumables | |||
| Gross Profit | |||
| Admin Expenses | |||
| Other Operating Charges | |||
| Depreciation | |||
| R&D Expenses | |||
| Operating Profit | |||
| EBITDA | |||
| Financial Revenue | |||
| Financial Expenses | |||
| Financial Profit/Loss | |||
| Interest Paid | |||
| Extraordinary Revenue | |||
| Extraordinary Expenses | |||
| Net Extraordinary Items | |||
| Pre-Tax Profit | |||
| Tax | |||
| Profit After Tax | |||
| Retained Profit | |||
| Balance Sheet | |||
| Non-Current Assets | |||
| Intangible Assets | |||
| Tangible Fixed Assets | |||
| Other Non-Current Assets | |||
| Current Assets | |||
| Stock | |||
| Debtors | |||
| Cash in Hand | |||
| Other Current Assets | |||
| Called Up Share Capital | |||
| P&L Account Reserve | |||
| Shareholder Funds | |||
| Other Shareholder Funds | |||
| Provisions | |||
| Long Term Debt | |||
| Creditors (> 1 year) | |||
| Other Non-Current Liabilities | |||
| Short Term Debt | |||
| Creditors | |||
| Creditors (< 1 year) | |||
| Other Current Liabilities | |||
| Key Metrics | |||
| Net Assets | |||
| Net Current Assets | |||
| Total Assets Less Current Liabilities | |||
| Working Capital | |||
| Enterprise Value | |||
| Added Value | |||
| Cashflow Before D&A | |||
| Other Information | |||
| Staff Costs | |||
| Number of Employees | |||
Charges
27 charges registered
Hsbc Bank PLC Satisfied
Created 28/08/2024Charge over cash deposit.
#009909370031
Britannia Pension Trustees Limited Outstanding
Created 18/06/2024#009909370030 Negative Pledge
Properties
85 properties
Regions
10
Freehold
20
Leasehold
65
WEST MIDLANDS
118 and 120 Colmore Row, Birmingham (B3 3BD)
Leasehold • B3 3BD
Added 17/11/2017 • BIRMINGHAM
WEST MIDLANDS
Unit 1, 3/5 The Bridge, Walsall
Leasehold
Added 21/12/2006 • WALSALL
WEST MIDLANDS
1 and 2 Dudley Street
Leasehold
Added 11/05/1995 • WOLVERHAMPTON
Grants
No grant information available
Government Council Contracts Beta
No council contracts found
Company Filings
| Date | Category | Description | Document |
|---|---|---|---|
| 11/04/2025 | Mortgage | Mortgage Satisfy Charge Full | View (1 page) |
| 04/04/2025 | Officers | Appoint Person Director Company With Name Date | View (2 pages) |
| 04/04/2025 | Officers | Termination Director Company With Name Termination Date | View (1 page) |
| 19/03/2025 | Accounts | Accounts With Accounts Type Group | View (268 pages) |
| 10/03/2025 | Officers | Termination Director Company With Name Termination Date | View (1 page) |
| 25/02/2025 | Resolution | Resolution | View (1 page) |
| 25/02/2025 | Incorporation | Memorandum Articles | View (53 pages) |