HOME RETAIL GROUP INSURANCE SERVICES LIMITED

Accounts Submitted 16 Jun 2025

Confirmation Statement Submitted 21 Aug 2025

Net assets £752.00K £0.00 2024 year on year

Total assets £7.80M £1.24M 2024 year on year

Total Liabilities £7.05M £1.24M 2024 year on year

Charges None No charges registered

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Contact & Details

Contact

Update Details

Registered Address

33 Charterhouse Street London EC1M 6HA England

Credit Report

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Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2014–2024)

Cash in Bank

£2.26M

Increased by £1.32M (+140%)

Net Assets

£752.00k

Total Liabilities

£7.05M

Increased by £1.24M (+21%)

Turnover

£3.49M

Decreased by £117.00k (-3%)

Employees

N/A

Debt Ratio

90%

Increased by 1 (+1%)

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share allotments and capital structure

1 Allotment 100,000 Shares £100k Total

Date From	Share Class	Shares Allotted	Amount Raised	Price/Share
15 Nov 2018	ORDINARY	100,000	£100k	£1

Officers

3 active 33 resigned

Show resigned officers

						Status
David Clarke	Secretary	Unknown	Unknown	—	1 Mar 2024	Active
Michael Larkin	Director	Irish	Scotland	56	15 Apr 2019	Active
Robert Damien Mulhall	Director	Irish	Ireland	51	9 Apr 2024	Active

Shareholders

Shareholders (1)


Sainsbury's Bank Plc	100.0%	100,001	Ordinary	10 Dec 2018

Persons with Significant Control

Persons with Significant Control (1)

1 Active 1 Ceased

Sainsbury's Bank Plc

United Kingdom

Active

Notified 16 Sept 2016

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

Home Retail Group (uk) Limited

Ceased 16 Sept 2016

Ceased

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Group Structure

SAINSBURY'S BANK PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent

SAINSBURY'S HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

J SAINSBURY PLC united kingdom

HOME RETAIL GROUP INSURANCE SERVICES LIMITED Current Company

Charges

No charges registered

Documents

Company Filings

Date	Category	Description	Document
21 Aug 2025	Confirmation Statement	Confirmation statement made on 2025-08-20 with no updates	View(3 pages)
19 Aug 2025	Address	Change Sail Address Company With Old Address New Address	View(1 page)
18 Jun 2025	Address	Change Registered Office Address Company With Date Old Address New Address	View(1 page)
16 Jun 2025	Accounts	Annual accounts made up to 2025-02-28	View(16 pages)
1 May 2025	Persons With Significant Control	Change to Sainsbury's Bank Plc as a person with significant control on 2025-05-01	View(2 pages)