CompanyTrack
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HOME RETAIL GROUP CARD SERVICES LIMITED

Active London

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

0 employees Website
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
H

HOME RETAIL GROUP CARD SERVICES LIMITED

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Founded 2 Jun 2000 Active London, England 0 employees argos.co.uk
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Accounts Submitted 13 Jun 2025
Confirmation Statement Submitted 21 Aug 2025
Net assets £325.33M £18.89M 2025 year on year
Total assets £416.90M £581.55M 2025 year on year
Total Liabilities £91.57M £562.66M 2025 year on year
Charges None No charges registered

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Contact & Details

Registered Address

33 Charterhouse Street London EC1M 6HA England

Office (Newmarket)

Breydon ,Acre Road,, Carlton, Newmarket CB8 9LF

Website

argos.co.uk

Credit Report

Discover HOME RETAIL GROUP CARD SERVICES LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

Financials

Financials

Period 1 Jan → 31 Dec 2025
Type Total Exemption Full
Next accounts 31 December 2026
Due by 30 September 2027 9 months

Net Assets, Total Assets & Total Liabilities (2014–2025)

Cash in Bank

£5.01M

Increased by £2.93M (+141%)

Net Assets

£325.33M

Decreased by £18.89M (-5%)

Total Liabilities

£91.57M

Decreased by £562.66M (-86%)

Turnover

£251.52M

Increased by £57.51M (+30%)

Employees

N/A

Decreased by 230 (-100%)

Debt Ratio

22%

Decreased by 44 (-67%)

Financial History

Revenue, profit, EBITDA and key financial figures

2025
Dec Year End
2023
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share Capital

Share allotments and capital structure

2 Allotments 373,400,164 Shares £373.40m Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
28 Feb 2019325,000,000£325.00m£1
15 Sept 201648,400,164£48.40m£1

Officers

Officers

3 active 30 resigned
Status
David ClarkeSecretaryUnknownUnknown1 Mar 2024Active
Michael LarkinDirectorIrishScotland5615 Apr 2019Active
Robert Damien MulhallDirectorIrishIreland519 Apr 2024Active

Shareholders

Shareholders (1)

Sainsbury's Bank Plc
100.0%
373,400,16514 Feb 2020

Persons with Significant Control

Persons with Significant Control (1)

1 Active 1 Ceased

Sainsbury's Bank Plc

United Kingdom

Active
Notified 16 Sept 2016
Nature of Control
  • Ownership Of Shares 75 To 100 Percent
  • Voting Rights 75 To 100 Percent
  • Right To Appoint And Remove Directors

Home Retail Group (uk) Limited

Ceased 16 Sept 2016

Ceased

Group Structure

Group Structure

SAINSBURY'S BANK PLC united kingdom appoint/remove directors
J SAINSBURY PLC united kingdom
SAINSBURY'S HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
HOME RETAIL GROUP CARD SERVICES LIMITED Current Company

Charges

Charges

No charges registered

Documents

Company Filings

DateCategoryDescriptionDocument
21 Aug 2025Confirmation StatementConfirmation statement made on 2025-08-20 with no updatesView(3 pages)
19 Aug 2025AddressChange Sail Address Company With Old Address New AddressView(1 page)
18 Jun 2025AddressChange Registered Office Address Company With Date Old Address New AddressView(1 page)
13 Jun 2025AccountsAnnual accounts made up to 2025-02-28View(31 pages)
1 May 2025Persons With Significant ControlChange to Sainsbury's Bank Plc as a person with significant control on 2025-05-01View(2 pages)
21 Aug 2025 Confirmation Statement

Confirmation statement made on 2025-08-20 with no updates

19 Aug 2025 Address

Change Sail Address Company With Old Address New Address

18 Jun 2025 Address

Change Registered Office Address Company With Date Old Address New Address

13 Jun 2025 Accounts

Annual accounts made up to 2025-02-28

1 May 2025 Persons With Significant Control

Change to Sainsbury's Bank Plc as a person with significant control on 2025-05-01

Recent Activity

Latest Activity

Confirmation statement made on 2025-08-20 with no updates

4 months ago on 21 Aug 2025

Change Sail Address Company With Old Address New Address

4 months ago on 19 Aug 2025

Change Registered Office Address Company With Date Old Address New Address

6 months ago on 18 Jun 2025

Annual accounts made up to 2025-02-28

6 months ago on 13 Jun 2025

Change to Sainsbury's Bank Plc as a person with significant control on 2025-05-01

8 months ago on 1 May 2025