CompanyTrack
A

AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED

Active West Yorkshire

Financial intermediation not elsewhere classified

0 employees
Financial intermediation not elsewhere classified
A

AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED

Financial intermediation not elsewhere classified

Founded 24 Nov 1983 Active West Yorkshire, United Kingdom 0 employees
Financial intermediation not elsewhere classified
Accounts Submitted 13 Nov 2025
Confirmation Statement Submitted 13 Dec 2025
Net assets £1.96M £96.00K 2024 year on year
Total assets £2.23M £52.00K 2024 year on year
Total Liabilities £270.00K £44.00K 2024 year on year
Charges 1
1 satisfied

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Contact & Details

Registered Address

Trinity Road Halifax West Yorkshire HX1 2RG

Credit Report

Discover AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

Financials

Financials

Period 1 Jan → 31 Dec 2024
Type Total Exemption Full
Next accounts 31 December 2025
Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2013–2024)

Cash in Bank

N/A

Net Assets

£1.96M

Increased by £96.00k (+5%)

Total Liabilities

£270.00k

Decreased by £44.00k (-14%)

Turnover

N/A

Employees

N/A

Debt Ratio

12%

Decreased by 2 (-14%)

Financial History

Revenue, profit, EBITDA and key financial figures

2024
Dec Year End
2023
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

Officers

3 active 79 resigned
Status
Alison Elizabeth MulhollandSecretaryUnknownUnknown21 Sept 2017Active
Anish Bipin AmbaniDirectorBritishUnited Kingdom491 Mar 2023Active
Praven SubbramoneyDirectorSouth AfricanUnited Kingdom4517 Jun 2025Active

Shareholders

Shareholders (1)

Bank Of Scotland Plc
100.0%
3,000,0026 Jan 2016

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Bank Of Scotland Plc

United Kingdom

Active
Notified 6 Apr 2016
Nature of Control
  • Ownership Of Shares 75 To 100 Percent
  • Voting Rights 75 To 100 Percent
  • Right To Appoint And Remove Directors

Group Structure

Group Structure

BANK OF SCOTLAND PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
HBOS PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
LLOYDS BANK PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
LLOYDS BANKING GROUP PLC united kingdom
AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED Current Company

Charges

Charges

1 satisfied

Documents

Company Filings

DateCategoryDescriptionDocument
13 Dec 2025Confirmation StatementConfirmation statement made on 2025-12-12 with no updatesView(3 pages)
13 Nov 2025AccountsAnnual accounts made up to 2025-06-30View(14 pages)
26 Jun 2025OfficersAppointment of Mr Praven Subbramoney as director on 2025-06-17View(2 pages)
24 Jun 2025OfficersTermination of Hiral Gogoi as director on 2025-06-18View(1 page)
12 May 2025OfficersChange Person Secretary Company With Change DateView(1 page)
13 Dec 2025 Confirmation Statement

Confirmation statement made on 2025-12-12 with no updates

13 Nov 2025 Accounts

Annual accounts made up to 2025-06-30

26 Jun 2025 Officers

Appointment of Mr Praven Subbramoney as director on 2025-06-17

24 Jun 2025 Officers

Termination of Hiral Gogoi as director on 2025-06-18

12 May 2025 Officers

Change Person Secretary Company With Change Date

Recent Activity

Latest Activity

Confirmation statement made on 2025-12-12 with no updates

1 months ago on 13 Dec 2025

Annual accounts made up to 2025-06-30

2 months ago on 13 Nov 2025

Appointment of Mr Praven Subbramoney as director on 2025-06-17

7 months ago on 26 Jun 2025

Termination of Hiral Gogoi as director on 2025-06-18

7 months ago on 24 Jun 2025

Change Person Secretary Company With Change Date

8 months ago on 12 May 2025